WebDec 23, 2024 · Some home insurance companies have a list of restricted dog breeds. Breeds considered “restricted” raise red flags because they’re considered a higher risk of leading to high-cost insurance payouts. (Along with trampolines, dogs are one of the bigger headaches for companies supplying homeowners insurance.) WebHigh Risk Dog Breeds High risk breeds include: Rottweilers Pit Bulls German Shepherds Doberman Pinschers Akitas Chow Chows Wolf hybrids Presa/Dogo Canarios Some …

How to Find Renters and Home Insurance That Covers Dogs

WebThe Backlisted Dog Breeds. 1. Pit Bulls and Staffordshire Terriers. The Centers for Disease Control and Prevention (CDC) revealed that Pit Bulls caused 32% of all fatal bites, resulting in death. If you asked someone to label an aggressive dog breed, this breed’s name would most likely come up in conversation. Typically your homeowners insurance does cover dog bites unless you have a restricted breed or your dog has a bite history. If your dog bites a stranger or guest and you're sued to pay for their medical bills, your policy's liability coverage would pay for those expenses. However, making liability claims can result in … See more Exactly which breeds of dog are on the restricted list varies by company and state. The most common dog breeds typically include … See more If your dog is on the restricted breed list, it's most likely your insurance company will increase your ratesslightly, or they could exclude liability coverage for any damage your dog causes. That means you won't be able to make … See more If you're having trouble getting homeowners insurance because of your dog's breed, the good news is that not all insurance companies discriminate based on breed. See more If your insurance company isn't willing to insure your dog, you should start by comparing quotesfrom multiple insurance companies to find one that will. You can also get a DNA breed test, especially if your dog is a mutt. … See more cindy froehlich facebook

North Carolina and South Carolina Dog Liability Insurance

WebMar 12, 2024 · However, owning a Chow Chow can raise the cost of your homeowners insurance because some companies consider them high-risk dogs. 7. Great Danes The Great Dane is a German breed known for its … WebHome Insurance for Dog Owners Allstate There are a lot of things you may be concerned about when having a pet and owning a home. We'll explain how your dog affects your … WebFeb 15, 2024 · Payments can decrease or increase, with some increases being as much as 2 percent or 3 percent. Here’s a look at common reasons why homeowners insurance rates go up. 1. Higher Construction Costs ... diabetes type 2 genetics